Foundation Signature Series for worksite is the same, great policy currently available on an individual basis in your state. MMGAP pays 100 percent of out-of-pocket deductibles, copayments, and coinsurance required by a major medical policy for hospital inpatient treatment up to the calendaryear maximum benefit selected.

Optional life policies with face amounts ranging from $1,000 to $20,000 are offered on the same application (UAMM).

The Foundation Signature Series is offered as Section 125 (pretax) except in Mississippi. Worksite case submission requirements apply. For case submission and policy training information, go to www.uageneralagency.com/foundation and click ‘Worksite Sales’.

The Foundation Signature Series (MMGAP) for worksite is now approved in Alabama, Arkansas, Arizona, Georgia, Louisiana, Mississippi, Missouri, Nebraska, Ohio, Oklahoma, and Texas.

If you have questions, please e-mail the Agent Service Center at uaservice@torchmarkcorp.com.

ATTN: NEVADA AGENTS
Effective immediately, United American will no longer issue any annuity replacement policies in the state of Nevada.PROCARE

A special mailing regarding ProCare Medicare Supplement rate approvals for new business and renewals is being sent to General Agents working in Florida and Vermont. The new rate effective date is Aug.1 in Florida and Aug. 15 in Vermont.

Go to www.uageneralagency.com/office/ rates.asp to download and print new rate cards.

FLEXGUARD PLUS/FLEXGUARD
A special mailing regarding rate approvals for FLEXGUARD Plus and UAat Work FLEXGUARD for new business is being sent to General Agents working in Florida. The renewal rate approval is still pending.

The new rate effective date is Aug. 1.

Go to www.uageneralagency.com/office/rates.asp to download and print new rate cards.

ATTN: FIRST UA AGENTS
A Medicare Supplement PowerPoint Presentation is available for training and advertising for First United American Agents.

To download the presentation, go to www.firstunitedamerican.com/office/ downloads.htm and click on ‘Medicare Supplement Training Presentation (FUA0833)’.

INTEREST RATES SET
The Lifestyle Annuity rate for July is 4.00 percent. Rates will be reviewed and adjusted accordingly.

The Deposit Fund Rider new business interest rate for 2008 has been set at 3.00 percent.

MEDICARE BENCHMARK REFUNDS
United American is giving refunds and/or premium credits to ProCare Medicare Supplement policyholders in the following states who were issued these Medicare Supplement plans through Dec. 31, 2007:

• Arizona and Ohio: Plan A
• California: Plan A and Plan G
• Mississippi: Plan B and Plan F
• Michigan and Oklahoma: Plan F

Depending on the policy, state, and year of issue, policyholders may receive between one and eight months premium credit, while some policyholders may receive a refund. If the policyholder receives a premium credit, no commission will be paid during this waiver period as the Company is not collecting premium.

A.M. BEST RATING REAFFIRMED
On June 11, 2008, A.M. Best Company, insurance rating specialist, reaffirmed its A+ (Superior) Financial Strength Rating for both United American and First United American. UA has received the A+ (Superior) rating for more than 30 consecutive years, and First UA has received the same high rating for more than 15 years. If you create advertising material to be approved by the Home Office and reference our A.M. Best Company Financial Strength Rating, be sure to note it as of 6/08.