FLEXguard Plus

Issue ages 0-63.

FLEXguard Plus is a hospital, medical, and surgical expense coverage for individuals and families. Choose from three standard benefit levels: $100,000, $75,000, or $50,000 (less a $500 deductible) plus optional health benefits, which include outpatient, non-surgical coverage and doctor's visits. Additional optional riders are lump-sum cancer, lump-sum critical illness, or accident protection. Additionally, optional whole life and term life and child term life riders are available.

Standard benefits are paid based on actual incurred expenses for each covered illness or injury. There are no lifetime maximums; benefit schedule begins again with each new illness or injury. FLEXguard Plus requires only one application for all selected benefits and options, and the customer receive only one bill.

Find out if this product is approved in your state.

* Plan features and issue ages may vary by state.

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Good Sense Plan (GSP)

Issue ages 0-63.

The GSP plan is hospital and surgical expense coverage.*

Pays a Miscellaneous Hospital Expense Benefit (less a $500 deductible) of up to $15,000 and a Surgical Expense Benefit of up to $5,000 on the GSP Standard-15 and on the GSP Select-25 a Miscellaneous Hospital Expense Benefit (less a $500 deductible) of up to $25,000 and a Surgical Expense Benefit of up to $7,500.

Either plan offers a choice of Daily Hospital Room Benefits from $100 to $400. They also provide an Intensive Care Benefit, Administration of Anesthetic Benefit, Radiotherapy Benefit, Registered Nurse (in-hospital) Benefit, Ambulance Benefit, In-Hospital Medical Expense Benefit and Outpatient Hospital Expense Benefit.

Find out if this product is approved in your state.

* Plan features and issue ages may vary by state.

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HSXC Hospital & Surgical

Issue ages 0-63 (0-60 in CA and TX).

The HSXC plan is hospital and surgical expense coverage.* Pays a Miscellaneous Hospital Expense Benefit of up to $2,500 on the HSXC 2500 and up to $7,500 on the HSXC 7500. Choice of Daily Hospital Room Benefit from $60 to $300. Also provides benefits for intensive care, surgery, assistant surgeon, anesthesiologist, radiotherapy treatment, private duty nurse (in-hospital), ambulance, in-hospital medical treatment and outpatient hospital expense.

Find out if this product is approved in your state.

* Plan features and issue ages may vary by state.

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SHXC Hospital Surgical

Issue ages 0-63.

The SHXC is a strong complement to group insurance coverage with no deductibles.* Provides a choice of Daily Room Benefit - $50, $75 or $100, Intensive Care Benefit up to two times the Daily Room Benefit for up to 90 days and Surgical Benefits up to $1,450. In addition, the SHXC provides a Miscellaneous Hospital and Expense Benefit for services and supplies, an Outpatient Expense Benefit and an Ambulance Benefit.

Find out if this product is approved in your state.

* Plan features and issue ages may vary by state.

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HMXC Escalating Hospital Indemnity

Issue ages 0-63.

The HMXC is escalating Hospital Indemnity coverage.* Choose from a $30 to $100 initial daily Hospital Indemnity Benefit. Daily benefits double after 60 days and redouble after 120 days of each confinement period. No limit to number of confinement periods.

Find out if this product is approved in your state.

* Plan features and issue ages may vary by state.

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MMXC Hospital & Surgical

Issued at all ages.

The MMXC plan is hospital and surgical expense coverage for individuals and families.* Provides Hospital Room Benefits for as long as two years and Miscellaneous Hospital Expense Benefits of 20 times the Daily Room Benefit selected. Additional benefits for intensive care confinement, surgical expense, assistant surgeon, anesthetic administration, private duty registered nursing care (in-hospital) and ambulance service.

Find out if this product is approved in your state.

* Plan features and issue ages may vary by state.

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SSXC Surgical Expense

Issue ages 0-63.

The SSXC is designed to supplement current medical coverage or serve as basic surgical expense coverage.* Choose from surgical benefits up to $2,100 and maternity benefits up to $300. Also includes an administration of anesthetics benefit for expenses incurred up to the larger of $5 or 20% of the surgical benefit.

Find out if this product is approved in your state.

* Plan features and issue ages may vary by state.