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FOUNDATION SIGNATURE SERIES (MMGAP) APPROVAL FOR WORKSITE
A special mailing regarding product approval of the Foundation Signature Series (MMGAP) for worksite sales is being sent to General Agents working in Illinois and West Virginia.

Foundation Signature Series for worksite features the same great product that’s available on an individual basis in your state. MMGAP pays 100 percent of out-of-pocket deductibles, copayments, and coinsurance required by a major medical policy for hospital inpatient treatment up to the calendaryear maximum benefit selected.

Optional life policies with face amounts ranging from $1,000 to $20,000 are offered on the same application (UAMM).

The Foundation Signature Series is offered as Section 125 (pretax) except in Mississippi. Worksite case submission requirements apply. For product training information, go here and click on your state under ‘UAatWork Products’. For case submission forms, go here.

The Foundation Signature Series (MMGAP) for worksite is now approved in Alabama, Arkansas, Arizona, Georgia, Illinois, Louisiana, Mississippi, Missouri, Nebraska, Ohio, Oklahoma, Texas, and West Virginia.

MMGAP SUITABILITY REVIEW FORM
Effective Sept. 1, Agents must submit the MMGAP Policy Suitability Review Form (F6897) with MGAPB, UAMM, and UAMG applications for individual and worksite sales. MMGAP policies will not be issued without the submission of the MMGAP Policy Suitability Review Form.

Proper completion of this form will help determine the applicant’s total out-of-pocket expenses under their primary medical policy, which is needed to determine the appropriate MMGAP policy maximum calendaryear benefit amount. The MMGAP maximum calendar-year benefit amount must be the amount nearest, but not exceeding, the applicant’s total out-of-pocket expenses.

MMGAP policy benefits in a calendar year will never exceed:

1. The applicant’s maximum out-ofpocket expenses under their primary medical policy in any one calendar year, and/or

2. The maximum annual benefit amount of the MMGAP policy.

The Underwriting Department will decline MMGAP applications with maximum annual benefit amounts that do not ad here to the MMGAP Policy Suitability Review Form requirements.

You can download Form F6897 from the Compliance Sheet for your state here. Click on ‘Compliance Sheets, Life and Health Products’.

F6897 is also available for download here.

COMMON SENSE PLAN
The Common Sense Plan Field Underwriting Guide (CS1 UG 0808) has been updated to include new conversion rules for United American products and signature requirements.

Please go here to download the updated Guide.

UA LAPTOP SALES PRESENTATION
We have released product presentations for CS1, UA-250, and SMXC in the states where these products are approved. These additions further enhance the value of this dynamic sales tool. To request the UA Laptop Sales Presentation CD, please e-mail the Agent Service Center or call 800-925-7355.

INTEREST RATES SET
The Lifestyle Annuity rate for August is 4.15 percent. Rates will be reviewed and adjusted accordingly.

The Deposit Fund Rider new business interest rate for 2008 has been set at 3.00 percent.

If you have questions or do not receive mailings as indicated, please e-mail the Agent Service Center or call 800-925-7355.