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Published monthly by United American Insurance Company for the dissemination
of information to its Agents. Home Office permission must obtained prior to reproduction or other use of
this material.
© Copyright 2002, United
American Insurance Company, McKinney, Texas
All rights reserved.
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Editor's Notes:
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ProCare Rate Approvals
A special mailing regarding 2002 ProCare Medicare Supplement rates for new business and renewal rate information has been sent to General Agents in
Florida, Indiana,
Kansas, North
Carolina, Oregon,
Rhode Island, and Texas.
Check your state(s) ProCare rate memo for complete effective date information and cut-off dates for business written with
old rates. If you did not receive this notice, please contact the Agent Service Center at (800) 925-7355.
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Attn: Kansas Agents
Effective April 1, 2002, Agents in Kansas can resume selling United American’s
ProCare Medicare Supplement Plans D and G. A special mailing regarding this update has been mailed to General Agents licensed to sell in this state.
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Interest Rate Set
The Lifestyle Annuity new money interest rate for March is
4.50 percent. Rates will continue to be reviewed and adjusted accordingly.
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Underwriting Guidelines
All applications for United American Insurance policies must be negotiated in person by the Writing Agent. Under no circumstances should applications be taken through the mail or over the phone. A full copy of the Underwriting Guidelines is now available online at:
www.uageneralagency.com/office.
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Reminder About
UA News
UA News is not intended as advertising material. Its purpose is Agent training and communication.
Permission must be obtained from United American prior to reproduction or other use of material herein.
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Attn: DC & Tennessee Agents
Effective immediately, the District of Columbia and
Tennessee are changing from a standard disability application to a state special application. In these states the DMSB DMA11(08) will replace the DMSB
DMA11P. This new application has a new health question, and now includes a fraud statement. To order your updated supplies contact Agent Supply at (800) 285-3676.
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Underwriting Reminder
The GSP/HSXC series can be issued with a Major Medical plan provided the deductible on the Major Medical plan is higher than the miscellaneous schedule on the GSP/HSXC. For example, if the Major Medical plan (in force or pending) has a deductible of $10,000, the HSXC 7500 can be used (see other examples below):
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Major Medical with a $20,000 deductible |
GSP 15000 |
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Major Medical with a $25,000 deductible |
GSP 25000 or any of the above |
Proof of Major Medical deductible must accompany the application for the
GSP/HSXC. If the Major Medical plan is applied for with another company at the same time as the
GSP/HSXC, a copy of the Major Medical application must be attached to the
GSP/HSXC application. If the Major Medical plan is already in force, a copy of the policy schedule page must be attached to the
GSP/HSXC application.
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Don’t Forget the Group Market
In today’s changing market, companies and unions are looking for quality Medicare Supplement coverage for their retirees. UA’s group plans are designed to provide employers, unions and their Medicare-eligible retirees with a common sense, economical and flexible approach to fit everyone’s needs.
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Guaranteed issue |
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Freedom to select doctors and hospitals |
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Competitive group rates |
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ACF PLUS “Automatic” Claims Filing® service |
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No individual applications |
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Groups can consist of as few as 10 people |
To request more information or a group proposal, contact our Special Markets Division at (800) 353-6926 and ask for
Doug Gockel or Fred
Poirier.
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March
2002
Basic Health Insurance -- A Growing Need 