March 2006
Ready, Set, Row!  First United American HDF+ Print Ads: Approved and Ready to Use!  Same Address... New Landscaping  UAatWork Update: Here's What's New!  A Quick Reminder.. UAatWork Applications   Part D: Employer Group  Top Producers

 Articles:

March 2006 Issue

Published monthly by United American Insurance Company for the dissemination of information to its Agents. Home Office permission must obtained prior to reproduction or other use of this material.

© Copyright 2004, United American Insurance Company,  McKinney, Texas
All rights reserved.

 

 
Editor's Notes
ProCare Approvals
A special mailing regarding ProCare Medicare Supplement rate approvals for new business and renewals has been mailed to General Agents in Georgia, Kansas, Missouri, Montana, Oregon, Rhode Island, and Wisconsin.

Check your state(s) ProCare rate memo for complete effective date information and cut-off dates for business written with old rates. If you did not receive this notice, please contact the Agent Service Center at 800-925-7355.

Interest Rates Set
The Lifestyle Annuity new money interest rate for the month of March is 4.00 percent. Rates will continue to be reviewed and adjusted accordingly. The Deposit Fund Rider new business interest rate for 2006 has been set at 3.00 percent.

UA Part D Reminder
All General Agents with Writing Agents selling UA’s Medicare Part D must complete a Contract Addendum. GA’s who need a copy of the Addendum should contact Agency Service, and they will fax or e-mail the Addendum to you.

The Home Office is not able to process any enrollments submitted by Writing Agents whose GA has not completed the Addendum. The Addendums should be sent to the attention of Agent Licensing or faxed to 972-569-3721 or 972-569-4079. These fax numbers are for Addendums only. Please do not send enrollments to these fax numbers.

MA14/DMA14 Approvals
As of March 2006, the new ProCare applications, the MA14 and disability application DMA14, are approved in the following states:

Product mailings with memos and sample applications will begin mid-March and stagger through April for approved states. When the new MA14 product mailing is received, you may order supplies and begin using them immediately. For states listed above, the cut-off date for the old MA13 application is May 15, 2006.

Attn: All Agents
Due to important privacy issues, United American cannot attempt to answer questions regarding benefits from Agents. In order to provide better service to our policyholders, we request that you direct the customer to our Customer Service department at 1-800-331-2512 with any claims questions.


4Advertising Reminders
Any type of sales or advertising materials, including print ads, TV or radio scripts, flyers, or direct mail pieces must be submitted to the Home Office for written approval prior to publication or use. Please allow two to three weeks for the review and evaluation of your piece. If state approval is required, expect additional delays. Some tips for getting your piece approved:
1. Clearly identify the full name of the Company, United American Insurance Company, at least once in the body of the advertisement, preferably near the top.
2. If the advertisement is for a Medicare Supplement policy, you must also include
the Medicare disclaimer at the end of the piece in no smaller than 10-point type. The disclaimer should read: United American Insurance Company is not associated with Medicare, Social Security, or any other government agency.
3. Clearly identify the products and services mentioned in the sales piece.
4. Use words and concepts that your intended audience can clearly understand. Avoid "industry" terms that the average person would not know. Also, avoid using ambiguous terms such as "comprehensive," "the best," or "the only."
5. Use only the most recent facts and figures available when citing general financial information or statistics about the Company, its products, or its ratings. Always provide the source and date for any statistic, and source dates should not be more than two years old.

   
 

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