April 2002
 Final Expense -- Always Fit the Client's Needs    Special "Automatic Offer From United American Persistency: The Key to Staying in the Game The Game of Life -- What's Your Next Move? Suitability: The Key to the Perfect Fit    So Nobody Told You . . .
 

Articles:
April 2002 Issue

Published monthly by United American Insurance Company for the dissemination of information to its Agents. Home Office permission must obtained prior to reproduction or other use of this material.

© Copyright 2002, United American Insurance Company,  McKinney, Texas
All rights reserved.

 

 Editor's Notes:
4 ProCare Rate Approvals
A special mailing regarding 2002 ProCare Medicare Supplement rates for new business and renewal rate information has been sent to General Agents in Hawaii, Utah and West Virginia.  

Check your state(s) ProCare rate memo for complete effective date information and cut-off dates for business written with old rates. If you did not receive this notice, please contact the Agent Service Center at (800) 925-7355.
4 Attn: Missouri Agents
Effective April 15, 2002, Agents in Missouri can resume selling United American’s ProCare Medicare Supplement Plans B, D and G. A special mailing regarding this update has been mailed to General Agents licensed to sell in this state.
4 Attn: North Carolina Agents
Effective immediately, in North Carolina new Underage Disability DMSA and DMSB applications have been approved. Form DMSA DMA11(32) is being replaced with DMA12(32), and form DMSB DMA11(32) is being replaced with DMSB DMA12(32). A mailing regarding this change has been
sent to General Agents licensed to sell in this state.
4 Disability Med-Supp Reminder
If an applicant is issued a Med-Supp Disability plan on a guaranteed-issue basis, including HMO disenrollment coverage, there will be no commission paid or credited at any level. In order to fully comply with guarantee-issue mandates, all applications will be issued accordingly if the applicant is eligible for guarantee-issue coverage.

United American will continue to pay commission according to our contract on underwritten Med-Supp Disability plans issued outside of guarantee-issue and open enrollment situations.
4 Interest Rate Set
The Lifestyle Annuity new money interest rate for April is 4.50 percent.
Rates will continue to be reviewed and adjusted accordingly.
4 Attn: Florida Agents
The Florida ProCare MA13(09) state special application/brochures have been reprinted with updated “C” series plan codes. Please destroy all application/brochures with the old “M” series plan codes. Begin using the MA13(09) no later than May 1, 2002, instead of April 1, 2002 as previously communicated. A mailing regarding this reprint has been sent to General Agents licensed to sell in this state. If you have not received a mailing, contact the Agent Service Center at (800) 925-7355.
4 MA13 Update
Below is an updated approval chart for the new MA13 ProCare application/brochures. Please contact Agent Supply at (800) 285-3676 to update your current supplies.

The new MA13 is required in states marked with an “X.”
AL

X

 GA

 

 MD   NM X TN X
AK X HI   MI   NC X TX  
AR X ID X MN   ND N/A UT X
AZ N/A IL X MS X OH X VA X
CA   IN X MO X OK X VT N/A
CO X IA X MT X OR X WI X
CT   KS X NE X PA X WA X
DE X KY X NV X RI X WV X
DC X LA X NH N/A SC X WY X
FL X ME X NJ   SD X    

N/A — MA13 is not required, continue to use current app/brochure.
 

4 Wisconsin One Life Plan Update
Effective immediately, the new One Life Plan (Joint Whole Life) application/brochures have been updated in Wisconsin. A mailing regarding this update has been sent to General Agents licensed to sell in this state. Please do not use the application/brochures included in the introductory mailing previously sent to you. If you need more supplies, please contact Agent Supply.
4 Order Your Plexiglas Stand Today!
Are you looking for a great way to attract new prospects? Then try our plexiglas stand! For only $13, the plexiglas stand has a place for our free brochures and your business cards. You can choose from a variety of display insert sheets including Final Expense (LWB), HMO (HMOD), Cancer (CANB), Med-Supp (DOC 2000) or Company Stability (F2827). Check your state’s availability for insert and brochure approval on the marketing tools chart. The convenient size makes this the perfect piece for displaying in doctors’ offices, Senior centers and various businesses in your community. Order yours today by contacting Agent Supply at (800) 285-3676.
 

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