April 2005
 Are You Ready for The Summit?  Interested in the Group Market? An Inside Look with Bud Gottlick  2004 UA Eagles  Take a Bite out of the Big Apple  Sales Conference Guidelines... How Do I Get There?  HDF Fits the Bill  Ask the Expert - FLEXguard is going to be a Big Player in the Marketplace!  Top Producers 

 Articles:
April 2005 Issue

Published monthly by United American Insurance Company for the dissemination of information to its Agents. Home Office permission must obtained prior to reproduction or other use of this material.

© Copyright 2004, United American Insurance Company,  McKinney, Texas
All rights reserved.

 

 
Editor's Notes

ProCare Approvals
A special mailing regarding ProCare Medicare Supplement rate approvals for new business and renewals has been mailed to General Agents in Nevada.

Check your state(s) ProCare rate memo for complete effective date information and cut-off dates for business written with old rates. If you did not receive this notice, please contact the Agent Service Center at 800-925-7355.

Interest Rates Set
The Lifestyle Annuity new money interest rate for the month of April is 3.50 percent. Rates will continue to be reviewed and adjusted accordingly. The Deposit Fund Rider new business interest rate for 2005 has been set at 3.00 percent.

Attn: All Agents
The Standard UA Partners Enrollment Form (F3840) will be replaced with a new enrollment form F4300-I. If you would like a leave-behind piece detailing the UA Partners program, please use the UA Partners Review (F3844-G).

UA Partners® Update
A new Provider Network is being added to the UA Partners program. Integrated Health Plan, Inc. (IHP) is a national provider network which consists of a large number of credentialed hospitals, physicians, and ancillary healthcare providers available throughout the nation.

Log on to www.competitivehealth.com/uapartners for an updated provider listing for your area.

UAatWork Update
Effective immediately for Worksite Marketing applications only, a spouse’s signature will no longer be required on the Medical Information Bureau (MIB) form. Should a claim occur, UA reserves the right to verify the health history of the spouse. By eliminating this requirement, the turn-around time for applications should be shortened.

Important Reminder For All Agents
When presenting multiple life and health products, be sure the prospective insured understands each product is a separate, individual policy. If the prospect would like to add the UA Partners program, it should be represented as an optional discount services program. The UA Partners program includes an optional Provider Network for select health coverages or “Automatic” Claims Filing (ACF) for Medicare Supplement customers.

Attn: All Agents
Due to important privacy issues, United American cannot attempt to answer questions regarding benefits from Agents. In order to provide better service to our policyholders, we request that you direct the customer to our Customer Service department at

1-800-331-2512 with any claims questions.

FlexGuard Update
The chart below indicates product availability at press time. See pg. 9 to learn more.
4Advertising Reminders
Any type of sales or advertising materials, including print ads, TV or radio scripts, flyers, or direct mail pieces must be submitted to the Home Office for written approval prior to publication or use. Please allow two to three weeks for the review and evaluation of your piece. If state approval is required, expect additional delays. Some tips for getting your piece approved:
1. Clearly identify the full name of the Company, United American Insurance Company, at least once in the body of the advertisement, preferably near the top.
2. If the advertisement is for a Medicare Supplement policy, you must also include the Medicare disclaimer at the end of the piece in no smaller than 10-point type. The disclaimer should read: United American Insurance Company is not associated with Medicare, Social Security, or any other government agency.
3. Clearly identify the products and services mentioned in the sales piece.
4. Use words and concepts that your intended audience can clearly understand. Avoid "industry" terms that the average person would not know. Also, avoid using ambiguous terms such as "comprehensive," "the best," or "the only."
5. Use only the most recent facts and figures available when citing general financial information or statistics about the Company, its products, or its ratings. Always provide the source and date for any statistic, and source dates should not be more than two years old.
   
 

Current Issue  |  Archive  |  Contact Us