Individual
GSP Approvals
A special mailing
regarding Good Sense Plan (GSP) rate approvals for new
business and renewals will be mailed to General Agents in the
following states according to the effective date:
Effective 9/15/05: Alaska, Arkansas,
Hawaii, Illinois, Louisiana, Michigan, Missouri, Mississippi,
Montana, North Carolina, Nebraska, New Mexico, Ohio, Oklahoma, South
Dakota, Texas, Utah, Washington D.C., West Virginia, and Wyoming.
Effective 10/15/05: California, Colorado, Georgia,
Idaho, Indiana, Kansas,and Tennessee.
Effective 11/15/05: Arizona, Rhode Island, South Carolina,
and Wisconsin.
UAatWork GSP Approvals
A special mailing regarding UAatWork Good Sense Plan (GSP)
rate approvals for new business and renewals will be mailed to
General Agents in the following states according to the effective
date:
Effective 10/01/05: Arkansas, Illinois, Michigan, Missouri,
Mississippi, Montana, Nebraska, New Mexico, Ohio, Oklahoma, Texas,
Utah, and West Virginia.
Effective 10/15/05: Colorado, Georgia, Idaho, Indiana,
and Kansas.
Effective 11/15/05: Arizona and South Carolina.
Check your state(s) GSP rate memo for complete
effective date information and cut-off dates for business written
with old rates. If you did not receive this notice, please contact
the Agent Service Center at 800-925-7355.
FLEXGUARD
Approvals
UA’s FLEXGUARD
health policy is now approved for sale in Arizona, California, and
Idaho. A special mailing has been sent to Agents working in
these states. For additional materials, please contact Agent Supply.
Interest Rates Set
The Lifestyle Annuity new money interest rate for the month
of September is 3.75 percent. Rates will continue to be reviewed and
adjusted accordingly. The Deposit Fund Rider new business interest
rate for 2005 has been set at 3.00 percent.
Attn: All UA Agents
In an effort to help
you write new business and maintain high persistency, new ProCare
HDF policyholders with a policy effective date between Oct. 1,
2005 - Dec. 31, 2005, will only be required to pay $730 in
out-of-pocket expenses of the $1,730 annual deductible amount during
the remainder of 2005 before policy benefits are payable by UA.
Reminder: The calendar year
deductible is set by the federal government each year and will most
likely increase. The full amount of the 2006 deductible will be
required beginning January 1, 2006, before policy benefits
are payable.
Attn: UA Agents
Effective October
1, 2005, Table E Select Benefit Rider (SBR) premium rates will
apply to the two most popular supplemental health policies in a
given state issued on a guaranteed issue basis to a HIPAA-eligible
individual. Please note, however, that a HIPAA applicant may qualify
for a lower rate. If the applicant chooses to answer the health
questions on the policy application, UA will determine whether he or
she qualifies for the lower rate. A special mailing regarding HIPAA-eligible
individuals has been sent.
Underwriting Reminder
When filling out a FLEXGUARD application, please carefully print the phone number
inside the application boxes. If the RIP call center cannot read the
phone number accurately, the application is sent back marked “wrong
number.” In order to avoid delays in processing, please print the
phone number carefully and legibly. |
4Advertising Reminders
Any type of sales or advertising materials, including print ads, TV
or radio scripts, flyers, or direct mail pieces must be submitted to
the Home Office for written approval prior
to publication or use. Please allow two to three weeks for the
review and evaluation of your piece. If state approval is required,
expect additional delays. Some tips for getting your piece approved:
1. Clearly identify the full name of the Company, United American
Insurance Company, at least once in the body of the
advertisement, preferably near the top.
2. If the advertisement is for a Medicare Supplement policy, you
must also include the
Medicare disclaimer at the end of the piece in no smaller than
10-point type. The disclaimer should read: United American
Insurance Company is not associated with Medicare, Social Security,
or any other government agency.
3. Clearly identify the products and services mentioned in the sales
piece.
4. Use words and concepts that your intended audience can clearly
understand. Avoid "industry" terms that the average person
would not know. Also, avoid using ambiguous terms such as
"comprehensive," "the best," or "the
only."
5. Use only the most recent facts and figures available when citing
general financial information or statistics about the Company, its
products, or its ratings. Always provide the source and date for any
statistic, and source dates should not be more than two years old. |
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September
2005
Ready for the Finish? 
