October 2002
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Articles:
October 2002 Issue

Published monthly by United American Insurance Company for the dissemination of information to its Agents. Home Office permission must obtained prior to reproduction or other use of this material.

© Copyright 2002, United American Insurance Company,  McKinney, Texas
All rights reserved.

 

 Editor's Notes:
4 Interest Rate Set
The Lifestyle Annuity new money interest rate for October is 4.00 percent. Rates will continue to be reviewed and adjusted accordingly.
4 Underwriting Guidelines
All applications for United American Insurance policies must be negotiated in person by the Writing Agent. Under no circumstances should applications be taken through the mail or over the phone. A full copy of the Underwriting Guidelines is now available at: uageneralagency.com/office.
4 Holiday Schedule
This is a reminder that the Home Office will be closed Thursday, Nov. 28 and Friday, Nov. 29, 2002 for the Thanksgiving Day holiday.
4 Attn: Alaska Agents
United American’s Good Sense Plan (GSP) has been approved in Alaska. State special application/brochures are currently being printed. You can order supplies now by contacting Agent Supply at (800) 285-3676. Supplies will be mailed upon completion of printing.
4 GSP Underwriting Reminder
The GSP/HSXC series can be issued with a Major Medical plan provided the deductible on the Major Medical plan is higher than the miscellaneous schedule on the GSP/HSXC. For example, if the Major Medical plan (in force or pending) has a deductible of $10,000, the HSXC 7500 can be used (see other examples below):
 
Major Medical with a $20,000 deductible GSP 15000
 
Major Medical with a $25,000 deductible GSP 25000
or any of the above

Proof of Major Medical deductible must accompany the application for the GSP/HSXC. If the Major Medical plan is applied for with another company at the same time as the GSP/HSXC, a copy of the Major Medical application must be attached to the GSP/HSXC application. If the Major Medical plan is already in force, a copy of the policy schedule page must be attached to the GSP/HSXC application.

4 Attn: DC & TN Agents
Effective Nov. 1, 2002, application/brochures for all District of Columbia and Tennessee Health products will be revised to include a state required fraud warning. Please inventory your state-specific materials and contact Agent Supply at (800) 285-3676 to update your supplies.
 

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