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Published monthly by United American
Insurance Company for the dissemination of information to its Agents. Home
Office permission must obtained prior to reproduction or other use of
this material.
© Copyright 2004, United
American Insurance Company, McKinney, Texas
All rights reserved.
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| Editor's
Notes |
ProCare Approvals
A special mailing
regarding ProCare Medicare Supplement rate approvals for new
business and renewals has been mailed to General Agents in Colorado
and Nevada.
Check your state(s) ProCare rate memo for
complete effective date information and cut-off dates for business
written with old rates. If you did not receive this notice, please
contact the Agent Service Center at 800-925-7355.
HDF/RFA Approvals
UA’s High
Deductible Plan F and Reserve Fund Annuity are now approved for sale
in Colorado and Missouri. A special mailing has been sent to
Agents working in these states. For additional materials, please
contact Agent Supply.
Interest Rates Set
The Lifestyle Annuity new money interest rate for the month
of November is 4.00 percent. Rates will continue to be
reviewed and adjusted accordingly. The Deposit Fund Rider new
business interest rate for 2005 has been set at 3.00 percent.
Attn: All UA Agents
The Agent Manual (F4303 1005) has been updated and is now
available from Supply. Please contact Supply to order the updated
manuals. The Agent Manual may also be downloaded from www.uageneralagency.com/office.
Attn: Florida Agents
The Travel Assist benefit has been removed from the UA
Partners program in Florida. A new UA Partners Booklet (F3839 (09)
R0805) has been printed. Customers who purchase UA Partners will
receive this new version at policy issue. An Agent mailing
containing a sample of this booklet has been sent to FL Agents.
Underwriting Reminder
It is against Company policy to issue any policy or product to an
applicant with an address outside the United States. Applicants
with foreign addresses will be declined.
 Don’t Forget This Great Tool!
Looking
for an approved self-mailer to send to under age 65 health
prospects? We’ve got one for you! The self-mailer PD-MMXC
targets under age 65 health prospects and MMXC prospects in
particular. The three-panel piece includes information about
hospital and surgical plans and a Business Reply Card for prospects
to fill out and return.
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4Advertising Reminders
Any type of sales or advertising materials, including print ads, TV
or radio scripts, flyers, or direct mail pieces must be submitted to
the Home Office for written approval prior
to publication or use. Please allow two to three weeks for the
review and evaluation of your piece. If state approval is required,
expect additional delays. Some tips for getting your piece approved:
1. Clearly identify the full name of the Company, United American
Insurance Company, at least once in the body of the
advertisement, preferably near the top.
2. If the advertisement is for a Medicare Supplement policy, you
must also include the
Medicare disclaimer at the end of the piece in no smaller than
10-point type. The disclaimer should read: United American
Insurance Company is not associated with Medicare, Social Security,
or any other government agency.
3. Clearly identify the products and services mentioned in the sales
piece.
4. Use words and concepts that your intended audience can clearly
understand. Avoid "industry" terms that the average person
would not know. Also, avoid using ambiguous terms such as
"comprehensive," "the best," or "the
only."
5. Use only the most recent facts and figures available when citing
general financial information or statistics about the Company, its
products, or its ratings. Always provide the source and date for any
statistic, and source dates should not be more than two years old. |
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November
2005
Medicare Part D: What an Opportunity! 
