Articles:

UA PRODUCT TRAINING WEBINARS SCHEDULED

UA is conducting a series of product training Webinars every Monday morning in April on the Foundation Signature Series (MMGAP) and the
e-Application.

Go to www.onlinewithua.com/cal to check the upcoming Webinar schedule for times.

Go to www.onlinewithua.com to log in to a Webinar.

ATTN: UA AGENTS PROCARE RATE APPROVAL

A special mailing regarding ProCare Medicare Supplement rate approvals for new business and renewals is being sent to General Agents working in South Carolina and Texas.

The new rate effective date is April 15 in Texas and May 1 in South Carolina.

FLEXGUARD PLUS/FLEXGUARD

A special mailing regarding rate approvals for FLEXGUARD Plus and UAatWork FLEXGUARD is being sent to General Agents working in North Carolina and Mississippi. The new rate effective date is May 1.
Go to www.uageneralagency.com/office/ rates.asp to download and print new rate cards.

PROCARE PRODUCT BROCHURE UPDATE

A special e-mail notifi cation is being sent to all General Agents to introduce an updated ProCare product brochure (F4931R08). Always provide Med-Supp applicants with an Outline of Coverage (DS-MS2006) and the product brochure (F4931R08) at the time of sale.

Check your state’s compliance sheet at www.uageneralagency.com/offi ce to see if the new brochure is approved yet in your state and download if needed. Use your existing supply of F4931 before updating to the new F4931R08.

FOUNDATION SIGNATURE SERIES (MMGAP)

A special mailing regarding updates to Foundation Signature Series (MMGAP) materials is being e-mailed to General Agents working in Alabama, Alaska, Arizona, Arkansas, Colorado, Delaware, Illinois, Missouri, New Mexico, Ohio, Texas, Wisconsin, and Wyoming.

The Outline of Coverage has been updated concerning the amount of premium refunded for loss of life due to injury. The Marketplace Bulletin (F6391) has been updated to include more definitions and details about Suitability, Eligibility, Additional Premium Riders, and applications issued in pend-status.

Go to www.uageneralagency.com/ foundation to download the updated
Outline of Coverage and Marketplace Bulletin. Compliance sheets are being updated as well.

LIFE AND ANNUITY SALES

A special mailing regarding the adoption of NAIC model regulations in
reference to life and annuity sales and replacements has been sent to General Agents working in Arizona, Hawaii, Illinois, Indiana, Kentucky, Maryland, Minnesota, Missouri, Nevada, New Hampshire, North Carolina, Ohio, Texas, Utah, Virginia, and Wisconsin.

1. In states which have adopted this regulation, UA requires completion of the Life Insurance and Annuity Replacement Notice (REPNOT/00) and Certifi cation of Sales Materials (CSM). Some states require completion of these forms even if there is no intention to replace existing life insurance or annuity contracts.

2. Some states require suitability reviews for annuity sales. The Home Office requires a completed Suitability Review form (ANNREV) with new annuity applications in those states. In some states the applicant must also be given an Annuity Buyer’s Guide (F3524BG).
   
   Effective April 15 and thereafter, the Home Offi ce will not issue new policies in these states without properly completed forms.

Go to www.uageneralagency.com/office to download the new forms. Select your state’s compliance sheet for the most current forms and instructions.

ATTN: SOUTH CAROLINA AGENTS ACCIDENTAL DEATH BENEFIT RIDER

Applicants who select the Accidental Death Benefit Rider for life policies must complete a separate form to acknowledge the exclusion of liability per state regulations. Agents must complete the Exclusions Acknowledgement form (UAADRA39) when selling to South Carolina life applicants who select the Accidental Death Benefit Rider. Agents must submit the signed form with the application and leave a copy with the applicant. The Company will not issue new life policies with the Accidental Death Benefit Rider April 15 and thereafter without the completed UAADRA39 attached.

Go to www.uageneralagency.com/office to download UAADRA39 from the South Carolina compliance sheet.

ATTN: FIRST UA AGENTS PROCARE

A special mailing regarding ProCare Medicare Supplement rate approvals for new business and renewals in New York is being sent to all First UA Agents. The new rate effective date is May 1.

INTERSTATE RATE SET

The Lifestyle Annuity rate for April is 3.70 percent. Rates will be reviewed and adjusted accordingly.

The Deposit Fund Rider new business interest rate for 2008 has been set at 3.00 percent.